Senin, 31 Agustus 2015

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With the rising popularity of Electronic Medical Records (EMR) systems and other data storing technologies used in healthcare today, e-Discovery is becoming not only a valuable, but essential process used in healthcare litigation.

E-Discovery Nuts and Bolts aims to demystify the ofter overlooked e-discovery process specifically for the busy healthcare professional who needs it most. Prepared in an easily accessible electronic format, this e-book presents a comprehensive yet easily digestible overview of e-discovery, and reveals how it can lead to deeper insights into cases than could ever have been possible with paper records.

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What essential knowledge healthcare employees should have about ediscovery

  • Sales Rank: #1475559 in eBooks
  • Published on: 2015-01-26
  • Released on: 2015-01-26
  • Format: Kindle eBook

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Jumat, 28 Agustus 2015

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  • Discussions of recent U.S. Supreme Court decisions such as the Obamacare decisions, the Defense of Marriage Act decision, and key rulings on recess appointments and First Amendment Rights
  • Contemporary topical coverage, such as the national security legislation and whistleblowers
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  • Sales Rank: #331408 in Books
  • Published on: 2015-01-20
  • Released on: 2015-01-20
  • Original language: English
  • Number of items: 1
  • Dimensions: 10.25" h x 1.30" w x 8.25" l,
  • Binding: Paperback
  • 500 pages

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Five Stars
By Amazon Customer

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Kamis, 27 Agustus 2015

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  • Sales Rank: #671265 in eBooks
  • Published on: 2015-01-15
  • Released on: 2015-01-15
  • Format: Kindle eBook

Most helpful customer reviews

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What was the attraction for Disney?
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It's interesting to read the true dark versions of these fairytales that Disney turned into beloved family movies.

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Rabu, 26 Agustus 2015

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When police are called in to investigate a crime, what powers and limitations apply to them? What are their rights to question strangers, search without warrants, or detain individuals who might become suspects? Crime Scene Investigations breaks down the Supreme Court's decisions on questions like these into clear and practical terms.
       Police need to be vigilant, since the line between a lawful search and an improper one can be dangerously thin, and officers can be held accountable for any wrongdoing, intentional or not. The controversy surrounding such techniques as "stop-and-frisk" sweeps and compulsory DNA testing underscores the importance of understanding the legal dimensions of police powers. Because interactions between law enforcement officers and civilians are often charged with complexities, Crime Scene Investigations provides a level-headed guide, indispensable for those on either side of an investigation.

  • Sales Rank: #5007000 in Books
  • Published on: 2015-01-24
  • Original language: English
  • Number of items: 1
  • Dimensions: 8.48" h x .69" w x 5.50" l, .0 pounds
  • Binding: Paperback
  • 304 pages

About the Author
Daniel J. Baum is the author of over twenty books, most of which deal with important public policy issues. He draws on his experience as a professor of law for more than thirty years. Baum is the author of the first two books in this series: Youth and the Law and Freedom of Expression.

Most helpful customer reviews

0 of 0 people found the following review helpful.
An interesting perspective on Canadian law and crime scene investigations
By Majanka
This book, by Daniel J. Baum, focuses primarily on Canadian law, and as such does a good job explaining the rights of police officers, how they go about investigating crimes, and what they’re limitations are. I mostly picked this up because I’m a law school student and criminology student, and I wanted to compare the law and rules of across the globe with those in my own country, Belgium. The book did teach me a few things. It’s informative without ever being boring, and a must-read for people interested in learning more about police investigations, especially in Canada. I received a free copy of this book in exchange for an honest review.

0 of 0 people found the following review helpful.
Five Stars
By Dave Follman
very comprehensive book on the basics of canadian law as to law enforcement investigations

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  • Sales Rank: #5838157 in Books
  • Published on: 2015-01-18
  • Original language: English
  • Number of items: 1
  • Dimensions: 11.02" h x .79" w x 8.27" l, 1.89 pounds
  • Binding: Paperback
  • 382 pages

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0 of 0 people found the following review helpful.
I ain't Nike ... but just do it!!!
By Teresa Rodriguez
This is exactly what I needed!!! Thanks!

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Senin, 24 Agustus 2015

@ PDF Download Intellectual Privacy: Rethinking Civil Liberties in the Digital Age, by Neil Richards

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Intellectual Privacy: Rethinking Civil Liberties in the Digital Age, by Neil Richards

Most people believe that the right to privacy is inherently at odds with the right to free speech. Courts all over the world have struggled with how to reconcile the problems of media gossip with our commitment to free and open public debate for over a century. The rise of the Internet has made this problem more urgent. We live in an age of corporate and government surveillance of our lives. And our free speech culture has created an anything-goes environment on the web, where offensive and hurtful speech about others is rife.

How should we think about the problems of privacy and free speech? In Intellectual Privacy, Neil Richards offers a different solution, one that ensures that our ideas and values keep pace with our technologies. Because of the importance of free speech to free and open societies, he argues that when privacy and free speech truly conflict, free speech should almost always win. Only when disclosures of truly horrible information are made (such as sex tapes) should privacy be able to trump our commitment to free expression. But in sharp contrast to conventional wisdom, Richards argues that speech and privacy are only rarely in conflict. America's obsession with celebrity culture has blinded us to more important aspects of how privacy and speech fit together. Celebrity gossip might be a price we pay for a free press, but the privacy of ordinary people need not be. True invasions of privacy like peeping toms or electronic surveillance will rarely merit protection as free speech. And critically, Richards shows how most of the law we enact to protect online privacy pose no serious burden to public debate, and how protecting the privacy of our data is not censorship.

More fundamentally, Richards shows how privacy and free speech are often essential to each other. He explains the importance of 'intellectual privacy,' protection from surveillance or interference when we are engaged in the processes of generating ideas - thinking, reading, and speaking with confidantes before our ideas are ready for public consumption. In our digital age, in which we increasingly communicate, read, and think with the help of technologies that track us, increased protection for intellectual privacy has become an imperative. What we must do, then, is to worry less about barring tabloid gossip, and worry much more about corporate and government surveillance into the minds, conversations, reading habits, and political beliefs of ordinary people.

A timely and provocative book on a subject that affects us all, Intellectual Privacy will radically reshape the debate about privacy and free speech in our digital age.

  • Sales Rank: #373440 in eBooks
  • Published on: 2015-01-02
  • Released on: 2015-01-02
  • Format: Kindle eBook

Review

"Important... Provides invaluable guidance for citizens and judges as they wrestle with questions involving privacy and free speech today... Eloquent and concise." - Jeffrey Rosen, The Washington Post


"This later section, in which Richards moves away from parsing court decisions in favor of a broader philosophical inquiry, is the heart of the book and stands as its main and important contribution to the literature. Summing Up: Recommended. All readership levels." -S. B. Lichtman, Shippensburg University, Choice


About the Author

Professor of Law, Washington University-St. Louis

Most helpful customer reviews

6 of 6 people found the following review helpful.
A compelling, must read for those interested in privacy and free expression
By D. K. Citron
Intellectual Privacy is a brilliant, compelling, and beautifully written book. It is a tour de force that makes the case for why we should care about privacy in our reading, online browsing, private kibitzing, and all the ways in which we develop ideas and learn about the world around us. Richards's book demonstrates that privacy and free speech are bound together. Rather than perpetually at odds, privacy and free speech are essential to one another and both need nurturing. But when they come into conflict, Richards helps us understand when and why free speech should rule the day.

The book's stories pull you in and keep you there. (The book's auspiciously begins with the little known U.K.'s Optic Nerve collection of webcam communications: "one part James Bond and one part Benny Hill"). Its rich development of the core human values at stake in an era of constant surveillance are its gift. The book shows us that networked technologies do raise new challenges but they do not change the stakes and the real risk to human development, ideas, and democracy in the rush to their adoption. Bravo.

3 of 4 people found the following review helpful.
Interesting performance
By Autamme_dot_com
Privacy, our rights to it and how we seemingly don’t always care or cherish it, is at the centre of this book’s focus. Privacy and free speech sit as uncomfortable bedfellows, made worse by the ease in which privacy can be allegedly destroyed by free speech and vice versa. Increasingly courts try and maintain a balance whilst, at the same time, corporations and governments are nibbling away at the edges.

This is an interesting, fascinating book that probably won’t be seen by as many people as it should. Its style (and price) will restrict its distribution and that is a shame. The author argues that society needs to keep up with technological change and that free speech needs to be cherished and maintained over privacy in most situations. Taking a counter position that free speech and privacy are rarely in conflict, the author suggests that we might be blinded to the bigger picture by society’s love of celebrity culture and other factors.

Of course, the average citizen probably doesn’t care, as long as their social media service is working and the latest reality television programme is being aired. What price progress? For the rest of us, it is a timely, concerning development that deserves greater focus and consideration. Books like this pose interesting arguments and can incite debate. Yet can they lead to change?

The book’s style is written for a professional, lawyerly-type audience. It could have done with being a bit more accessible to the mainstream reader and being a little less focussed on developments in the U.S. Relatively small issues overall, but important ones nonetheless. As you may expect, there is a lot of referenced notes and an extensive bibliography at the back so the determined reader or researcher won’t be short of additional reading.

The core arguments in this book deserve wider distribution and anything that acts as a barrier to these should be examined. Society needs to wake up as it might not be possible to put the genie back into the bottle after a time!

0 of 0 people found the following review helpful.
Thought-Provoking Read!
By Miriam A. Cherry
Excellent book, fascinating ideas.

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Minggu, 23 Agustus 2015

~~ Fee Download Let Dai Vol. 7, by Sooyeon Won

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The "Crazy Angel" Miss Crangela prays at the feet of Dai Lee. Only Jaehee stands in the path of Dai's malicious intent, but stopping Dai may mean publicly revealing a part of his soul to the world... his love for Dai. Meanwhile, Dai dares Eunhyung to a suspicious night meeting with him in the park. Fearing for her life, Jaehee pleads with her not to go. Compelled by her fury, she pushes Jaehee's concerns aside. Nothing will stand in the way between Eunhyung and vengeance against those who assaulted her.

  • Sales Rank: #2064509 in eBooks
  • Published on: 2015-01-26
  • Released on: 2015-01-26
  • Format: Kindle eBook

Review
"The art is special... the characters are distinct... It is a very serious story with some touch of humor to break the mood." -- David LeBlanc "Comic Book Network Electronic Magazine"

About the Author
2005 Full House Part II 2005 Let Dai vol. 15: Final 2004 AZUR: Illustrations 2003 Elio & Yvette: Collector's Edition Want You vol. 1 2002~2003 Banana vol. 1~4 1995 Let Dai vol. 1 Full House Vol. 1 1992 Humanoid E.O. 1990 A Beautiful Hunt 1988~1992 Have You Ever Seen The Rain, Hammer Picnic A Man Too Good For You 1988 Dances of Time 1987 Against The Shadow One Afternoon

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0 of 0 people found the following review helpful.
LOVE IT!!!
By C. CLarke
I am IN LOVE with Let Dai!!! It is such a fantastic and compelling story. I new it would be from the second I saw the cover art for the first volume. If you are looking for a really awesome BL manga that will bring out all of your emotions, this is it. I also like this story because it isn't all porny and solely centered around the two main boys...there are some really awesome side stories and a very credible supporting cast.

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Kamis, 20 Agustus 2015

~~ Ebook Russia's Arctic Strategies and the Future of the Far North, by Marlene Laruelle

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Russia's Arctic Strategies and the Future of the Far North, by Marlene Laruelle

This book offers the first comprehensive examination of Russia's Arctic strategy, ranging from climate change issues and territorial disputes to energy policy and domestic challenges. As the receding polar ice increases the accessibility of the Arctic region, rival powers have been manoeuvering for geopolitical and resource security. Geographically, Russia controls half of the Arctic coastline, 40 percent of the land area beyond the Circumpolar North, and three quarters of the Arctic population. In total, the sea and land surface area of the Russian Arctic is about 6 million square kilometres.

Economically, as much as 20 percent of Russia's GDP and its total exports is generated north of the Arctic Circle. In terms of resources, about 95 percent of its gas, 75 percent of its oil, 96 percent of its platinum, 90 percent of its nickel and cobalt, and 60 percent of its copper reserves are found in Arctic and Sub-Arctic regions. Add to this the riches of the continental shelf, seabed, and waters, ranging from rare earth minerals to fish stocks. After a spike of aggressive rhetoric when Russia planted its flag in the Arctic seabed in 2007, Moscow has attempted to strengthen its position as a key factor in developing an international consensus concerning a region where its relative advantages are manifest, despite its diminishing military, technological, and human capacities.

  • Sales Rank: #1787250 in eBooks
  • Published on: 2015-01-28
  • Released on: 2015-01-28
  • Format: Kindle eBook

Review

"The book contains useful maps illustrating the discussions. It is very well written in an accessible manner for readers with various backgrounds. It can be recommended not only for experts and researchers of the Arctic region but also for a broader readership on Russian structural conditions and policies in geographical, demographical, spatial, military, economic and climate change matters. The multidisciplinary approach provides a thick analysis of recent key themes in the Arctic region as well as an excellent overview of contemporary Russia."

EKATERINA TARASOVA, So¨derto¨rn University

About the Author
Marlene Laruelle, George Washington University, USA

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0 of 0 people found the following review helpful.
Outstanding on demography, resource potential, climate change in the North and territorial conflicts.
By lyndonbrecht
This is a solidly researched and well-written examination of policy and options in Russia's Arctic and Russia in the Arctic. It's mildly academic, particularly at the start, but that does not impact readability. Maps are well done, but some photos would be helpful.

One main theme in the book is that since the collapse of the Soviet Union, Russia has become more inwardly focused and identifies more with the north, and its economy depends on energy extraction, most of which comes from north of the Arctic Circle. Also key is Russia's demographic problems; the nation has dropped to about 140 million and has an aging population, and so will need migrant workers. Russian life expectancy dropped to 60 for men, which can stand for a number of issues. There are a number of native peoples in the Arctic, largely small in numbers, that are given respect but seemingly not much control over energy and mineral resources.

The first chapters describe Russia and the conquest of and exploitation of Siberia, and interest in the Arctic. Chapter 3 on demography of Russia stands out, and anyone interested in Russia should read it, because demography is very important--and may help account for the apparent Russian intent to reincorporate areas of Ukraine and Belorus into Russia proper. It's a clear and significant analysis.

Chapter 4 concerns climate change and its anticipated impact. Some Russians hope it will improve things, such as opening up more land for crops. Problems include permafrost melting, which would release a huge amount of methane, as well as cause great damage to structures built on it. Many Russians think that the international focus on environmental issues is meant to weaken Russia. Nationalism has sharply increased and with it the interest in Siberia (remember that 20 million Siberians, native peoples included, are geographically next to China).

Chapter 5 is another that could stand on its own, exploring the Russian views on Arctic territorial conflicts, largely over who controls areas of rich oil potential, but also over fishing and navigational rights. As the Polar ice melts, shipping will be able to use the Northwest Passage around Canada and the Northeast Passage around Russia's north, both potentially rather shorter than current marine routes. This book says caution is in order, that ice, extreme cold and wind and the polar night will continue to place limits on this.

Chapter 6 discusses Russia's projection of military force into the Arctic. It's most powerful naval force is in the Arctic (the power is mostly in missile submarines). Russia's military seems to be on its way back from a nadir in the 1990s, but is still not so dangerous as it once was, and Russia has trouble with troop levels (remember its population is now way less that half that of the USA). Russia has force but it seems likely to be symbolic in the Arctic.

Chapter 7 examines resources and whether resource nationalism or international cooperation will characterize the inevitable development. Russia simply does not have the capital and current knowhow to efficiently exploit all the available resources, and there will likely be roles for Japanese, South Korean and Chinese capital and corporations. There is great potential in minerals as well as fossil fuels in Siberia and the Russian controlled regions (the EEZ) but also in the seabed below waters that may be Russian or may be international. Chinese interest in the Arctic seems to be disconcerting Russia. Chapter 8 more fully examines shipping in the Arctic. The conclusion is a good summary of all this.

0 of 0 people found the following review helpful.
Good for more on Russia or the Arctic
By mary durfee
If you are interested in Russian politics or the Arctic, this is a good bet. While Putin's recent foreign policy looks quite a bit different from what is here, I still like it because it explores some of the demographic, geo-poliitcal, and economic realities for Russia in the Far North. These are not going to go away.

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Minggu, 16 Agustus 2015

>> Ebook Truck Accidents Kill, by Brad Pistotnik

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Truck Accidents Kill, by Brad Pistotnik

The statistics are alarming. While large trucks make up approximately 4 percent of the registered vehicles on the nation’s roadways, they account for almost 10 percent of accidents involving fatalities—and the numbers of truck crashes and related injuries and fatalities increase every year. Last year, trucking revenues totaled $610 billion, which is estimated to double by 2015. With payment incentives that focus on deadlines and moving cargo rapidly for pay by the mile or by weight, the trucking industry has created a killing field on US roads.

So what can we do to stop the carnage?

Truck accident lawyer Brad Pistotnik is an expert on motor-carrier regulations, practices, and litigation. His book Truck Accidents Kill is the most authoritative text to date on the issues surrounding large-truck accidents.

From the latest available statistics and the causes of driver errors to manufacturing and maintenance problems, job pressures, and questions of liability, he provides the tools for anyone who is concerned about road safety. The book is valuable to attorneys who are fighting to ensure that the trucking and insurance industries take responsibility in keeping the public safe.

  • Sales Rank: #1648521 in Books
  • Published on: 2015-01-09
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.00" h x .50" w x 6.00" l, .66 pounds
  • Binding: Paperback
  • 198 pages

About the Author

Brad Pistotnik is a personal-injury attorney in Wichita, Kansas, who has been practicing since 1981. He is licensed in Kansas and Oklahoma state courts, and also frequently represents clients in other states, where he is admitted pro hac vice with local counsel. He is a member of the Board of Governors of the Kansas Association for Justice, and is recognized by the American Society of Legal Advocates as a Top 100 litigation lawyer.

His practice has focused on personal-injury cases with severe and catastrophic injuries, and his legal work concentrates on accidents involving tractor-trailers and other vehicles, as well as construction-site accidents, nursing-home negligence, and similar cases requiring intensive, skilled litigation. He is an accomplished trial lawyer with numerous verdicts and multimillion-dollar settlements, having litigated against large insurance carriers, nursing homes across the country, and motor carriers including Tyson Foods, Archer Daniels Midland, Federal Express, and UPS.

Most helpful customer reviews

3 of 4 people found the following review helpful.
Worse, when bodies are mutilated in an accident involving ...
By Samavar
The trucking industry has ignored public safety for a long time. Worse, when bodies are mutilated in an accident involving truck, the trucking industry blames the victims. This book takes on the on the trucking industry’s lack of concern for public safety. I consider this book the most authoritative source of information about motor carrier regulations, practices, and litigation. As a lawyer, this book can give me much ammunition in the court room against the trucking industry.

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Sabtu, 15 Agustus 2015

@ Ebook Download Boy Princess Vol. 1, by Seyoung Kim

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Boy Princess Vol. 1, by Seyoung Kim

Boy Princess is a pulse-quickening tale of swords and sorcery, far-away kingdoms, and the fairest princess in all the land. Except this is a fairy tale with a twist. When a prince's soon-to-be-bride elopes two days before their wedding, her desperate family dress up their young son and send him to get married in her place. With his deep blue eyes and flowing blond hair (and strategically placed apples), nobody bats an eye at the pretty pubescent standing before them. But how long can he keep up the charade? Despite the odds stacked against them, the two princes share adventures and intimacies in a story filled with imagination and visual delight.

  • Sales Rank: #378387 in eBooks
  • Published on: 2015-01-21
  • Released on: 2015-01-21
  • Format: Kindle eBook

Most helpful customer reviews

12 of 12 people found the following review helpful.
Better than I expected.
By Philip Daay
I originally read this story off the Netcomics.com website. Boy Princess is one of the most unique romance tales I've read in a long time and I mean "unique" in a good way. Volume 1 begins the tale of Nicole, a young boy prince forced by a freak set of circumstances to impersonate his sister Princess Elena and marry a foreign prince to maintain peace between two nations. There's no doubt about it, this novel is definitely aimed at a certain market. For those with an open mind, you'll find in Boy Princess, Volume 1, a very new twist on medieval-era romance. This story will appeal to those who like Romance, Comedy and Drama. Make no mistake, there are Action sequences, but that's not really the main focus here. The writer has a very easy style to read and the interaction/relationship between the two princes is very well thought-out. I found myself enjoying the story a lot more than I had expected. Boy Princess, Volume 1 has a certain charm that sneaks up on you and before you know it, you find yourself very curious about what's going to happen next in later volumes.

6 of 6 people found the following review helpful.
Surprised at how good it was!
By Angel
For a long time, I didn't bother picking up this title because of all the negative reviews it got. But one day, I was browsing through Barnes & Noble and though "what the heck." Well, needles to say, I was surprised at how GOOD it was. I mean, I had to suppress my laughter, and was thoroughly enjoying myself (amid all other readers). The art seemed, roughly put, ugly at first, but after getting into the story, I got so used to it that I began to see the beauty of the characters. From a distance, it's still a little sour to the eye, but the story really makes up for it. Take it from someone who is just about the pickiest buyer ever, this is worth to get. I might not keep it in my collection, but I definitely don't regret buying.

6 of 6 people found the following review helpful.
The cutest shonen-ai title!
By manga queen
If you are a shonen-ai fan, you just gotta read this.

The book's unique drawings first caught my eyes and the plotline was the second thing that interested me. This book is about a teenage boy (Prince Nicole) falling in love with an older guy (Prince Jed) not even know that he is. The naive boy gets married to another guy! only to save his kingdom. Why? his sister runs away with some poor guy just a few days before her arranged marriage is to take place!

I'm not the biggest shonen-ai book fan but I give Boy Princess two thumbs up!

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Senin, 10 Agustus 2015

~ Download Hidden in Plain Sight: What Really Caused the World’s Worst Financial Crisis and Why It Could Happen Again, by Peter J. Wallison

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Hidden in Plain Sight: What Really Caused the World’s Worst Financial Crisis and Why It Could Happen Again, by Peter J. Wallison

The 2008 financial crisis—like the Great Depression—was a world-historical event. What caused it will be debated for years, if not generations. The conventional narrative is that the financial crisis was caused by Wall Street greed and insufficient regulation of the financial system. That narrative produced the Dodd-Frank Act, the most comprehensive financial-system regulation since the New Deal. There is evidence, however, that the Dodd-Frank Act has slowed the recovery from the recession. If insufficient regulation caused the financial crisis, then the Dodd-Frank Act will never be modified or repealed; proponents will argue that doing so will cause another crisis.

A competing narrative about what caused the financial crisis has received little attention. This view, which is accepted by almost all Republicans in Congress and most conservatives, contends that the crisis was caused by government housing policies. This book extensively documents this view. For example, it shows that in June 2008, before the crisis, 56 percent of all US mortgages were subprime or otherwise low-quality. Of these, 76 percent were on the books of government agencies such as Fannie Mae and Freddie Mac. When these mortgages defaulted in 2007 and 2008, they drove down housing prices and weakened banks and other mortgage holders, causing the crisis.

After this book is published, no one will be able to claim that the financial crisis was caused by insufficient regulation, or defend Dodd-Frank, without coming to terms with the data this book contains.

  • Sales Rank: #138459 in Books
  • Published on: 2015-01-13
  • Original language: English
  • Number of items: 1
  • Dimensions: 9.25" h x 6.50" w x 1.50" l, .0 pounds
  • Binding: Hardcover
  • 432 pages

About the Author
Peter J. Wallison holds the Arthur F. Burns Chair in Financial Policy Studies and is co-director of AEI's program on Financial Policy Studies. From June 1981 to January 1985, he was General Counsel of the United States Treasury Department, where he had a significant role in the development of the Reagan Administration's proposals for deregulation in the financial services industry. His most recent book is "Bad History, Worse Policy: How a False Narrative about the Financial Crisis Led to the Dodd-Frank Act" (AEI Press 2013). He testifies frequently before committees of Congress, and is a frequent contributor to the op-ed pages of the "Wall Street Journal" and other print and online journals. He has also been a speaker at many conferences on financial services, housing, the causes of the financial crisis, the Dodd-Frank Act, accounting, and corporate governance, and is a member of the Shadow Financial Regulatory Committee, the Council on Foreign Relations, the SEC Advisory Committee on Improvements to Financial Reporting (2008), co-Chair of the Pew Financial Reform Task Force (2009), and a member of the congressionally- authorized Financial Crisis Inquiry Commission (2009-2011). In May 2011, for his work in financial policy, Mr. Wallison received an honorary doctorate in Humane Letters from the University of Colorado.

Most helpful customer reviews

20 of 20 people found the following review helpful.
The subprimes made all the difference.
By Thomas J. Baker
One of the best - perhaps the best - explanation of the financial collapse of 2008.
Most "explanations" of the cause of the crash are really a description of "What" happened: packages of mortgages (which contained some bad stuff) being traded between banks and others, which led to a financial collapse, which led to an economic downturn.
In his book Peter Wallison takes us back to what created the circumstances for the mortgage meltdown: The government policies - under both Clinton and Bush II - that forced the lowering of underwriting standards, in the intent of increasing homeownership. This resulted in a higher and higher percentage of subprime mortgages (the bad stuff). Without so much of the "bad stuff" in the mix, there could not have been the "mortgage meltdown". This book demonstrates that the subprime mortgages, almost by definition,
were bound to fail. Wallison gives us one very telling statistic, for 30 years - right up to 1992, when the government push to issue subprime began - the US percent of home ownership was constant at 64%. By June 2008, it was slightly above 69%. Now, after the past six years of recession and foreclosures, it is back at the historic 64%. The subprimes made all the difference.
Bankers and Economists are not the only readers who will benefit from this book. The casual reader will find very helpful the
definitions and explanations of the terms that are batted around so freely by politicians and the "talking heads" on TV; Sub-Prime and Prime for starters. This truly is a book for all investors, homeowners, and taxpayers.

333 of 398 people found the following review helpful.
common sense led and provided good documentation of past and present excesses - or where ...
By Max Fellows
When i see a string of 1 /5 ratings on a book which has a political or economic topic - which has a lot of lobbyists involved with making money It draws my notice.
Generally in life there are a variety of grades - not a slew of only 1 out of 5
The housing bubble cost people their life savings and more
People who should have never had houses - through political motivations did and it caused big trouble to hard working quote ordinary people
I listened to the author on the Larry Kudlow podcast January 17

http://goo.gl/v9IO46

He was more than thorough , common sense led and provided good documentation of past and present excesses - or where our quote politicians want to lead us

You can listen to the podcast yourself before purchasing the book and get a taste of the credibility of the speaker and information
Unfortunately for these left wing posters who gave these low ratings or lobbyist driven commenters with their vodoo economics nothing is for nothing in life and their is no such thing as a free lunch

233 of 287 people found the following review helpful.
A must-read for those who seek the truth.
By T. William
The negative reviews below are testimony to how much fear Peter's work strikes in the heart of the lobbyists and cronyists who benefit from the very entities that caused the financial crisis. You can easily google Fannie Mae and Freddie Mac and see the millions and millions they poured into buying power and influence in Washington to prop up their Ponzi schemes. Thank God for Peter Wallison, one of the lone voices in our nation's capital for sound housing policy. This book is a must-read for young and old, right and left, but especially for those who are particularly concerned when special interests collude against the everyday citizen, while pretending like they're helping him or her.

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